Sunday, July 5, 2009

The Cara Debit Card www.caradebitcard.com

The Cara Debit Card

It is no doubt that most countries in this modern society now rely on that plastic thing for convenience in whatever financial transactions that needs to be done. The Cara Debit Card simply saw this need. Thus, it provides a whole new world of possibilities pertinent to banking and other financial transactions.

With Cara Debit Card one will surely enjoy exceptional convenience and reliability. The CARA Debit Card is backed by one of the world's leading credit card companies, Vosa and it guarantees full protection against unlawful use and fraud. With the technologically-advanced features that this card comes with, you can now be worry-free of being victimized by fraudulent transactions. Gone are those days when you will be dumbfounded with charges of purchases you have not made at all.

The Cara Debit Card is accepted for retail purchases anywhere where Visa© Debit Cards are accepted with the convenience to use it wherever or whatever you wish to purchase anytime, anywhere. No need to worry about being rejected for whatever reasons. The fact that it is being issued by a nationally chartered bank, you can surely have the guarantee of having the full protection of the federal banking industry.

It is so easy to have one of our convenient and hassle-free Cara Debit Card. Enrollment is free. No need to worry about having bad credit. This is because Cara Debit Card has totally done way with credit checking. Gone are those days when you will no longer have the chance to get another money card due to bad credit. With Cara Debit Card everyone will surely be approved. So what are you waiting for? Experience for yourself the convenience that Cara Debit Card boosts of.

www.caradebitcard.com

Spending, Cash and Financial Control: Important factors to survive amidst financial crisiswww.caradebitcard.com

Spending, Cash and Financial Control: Important factors to survive amidst financial crisis

Maximizing your spending control, cash control, and financial control are among the vital factors to survive amidst the global financial crisis that is continuously wrecking havoc everywhere. This can be achieved with the powers of our new VISA debit / online direct deposit money card. This card gives its users the flexibility of making bank transactions online while successfully adopting spending control for their family’s advantage. In this manner you will not only be able to save on bank fees but also lots of savings on your valuable time as you can readily do the transactions right in the comforts of your own home.
Our card lets family wire transfer money anywhere free of charge. This is more than enough convenience as cash is readily available in an instant. The money card we are offering increases both cash control and spending control. This is done by setting limitations on what can be spent with the card without having to depend on its credit limit or increasing credit card debt.
Other flexible features of this kind of online banking services we offer is the online bill payment and online money transfer which have lower rates compared to other banks. We can give assurance to users of our card having financial control budget software, that they can manage and control cash and control spending patterns that perfectly matches their family’s needs and lifestyle.
Parents need not worry about issues pertinent to overspending as they can easily track a history of transactions such as deposits and purchases through one account. This is one way for parents to control and encourage responsible financial habits to their children by adding their children and other family member cards to their account. In this manner children will definitely learn cash-based spending patterns which will surely be beneficial when they become adults. They will be more inclined to continue spending only what they have and learn to exercise good judgment and financial control later in life.
These practices may look simple yet very beneficial for young individuals as it will make them become more successful later in life on budgeting, and financial planning both personally and professionally. Cara Debit/Money card encourages parents to invest and enroll in our new financial product. It will only take them 5 minutes to ensure the financial stability of their family and children in the future.

www.caradebitcard.com

How to Lower Internet Fees with Online Direct Deposit Payment Processing www.caradebitcard.com

How to Lower Internet Fees with Online Direct Deposit Payment Processing
The Cara Debit Card online payment processing options offers new payment scheme designed to lower your internet fees. The new scheme allows online payment transfers without any per-transaction fees.
Those who are often making online payments or direct deposits to employees, contractors, or vendors can attest the fact the other companies offering online payment processing charged them as much as 9% for internet payment transfers and direct deposit transfers. This does not even include the per-transaction fees and exchange rate fee on top of that. Definitely, this is more than a burden rather than the hassle-free transactions you expect from doing it online.
Good news, you now have a better option with Cara Debit Card online processing options. It has made available this new online payment process to allow a party to transfer funds via online direct deposit into another account with no transaction fee. This process does not have the typical payment caps that other online payment processors are charging their clients with. Here is a concrete example, a $1,200 per day, and won’t freeze accounts for too many online payment transactions done in a short time period.
This type of online direct deposit payment system is ideal for companies that run a global network of resources especially those who need to pay resources for products and / or services on a regular basis.

The Cara Debit Card online direct deposit payment system definitely beats other online direct deposit, money transfer, and internet payment processing system in the market today.
The online payment processing account is accompanied by a credit / debit card that may also be used as a credit card, this card makes it easy for you to access cash, transfer the cash into a bank account using an online funds transfer, or withdraw cash at a local bank ATM machine. There are no sign up fees for this direct deposit transfer money card. Anyone can apply for this direct deposit card even those who have no bank account.

www.caradebitcard.com

VISA Debit Cards: Economic Solution and Decline of Credit Cards’ Protection www.caradebitcard.com

VISA Debit Cards: Economic Solution and Decline of Credit Cards’ Protection
You might have wondered why your stock portfolio plummeted down to 50%, your IRA reduced by 60%, your home is on the verge of disaster, or your business grossing 40% lesser today than it was 2 years ago. It surprises you even more that your credit card company has unexpectedly closed your account or transferred it to another banking institution. The answer is simple: You might have simply outspent yourself. People just don’t realize that the prevailing reason for a financial crisis is spending for more than what they’re actually earning.

Have you figured out how this happened?

Outspending may basically be chalked up to lack of control over personal and business expenditures. This may include the inability to balance a checkbook, taking a loan for a car or house without knowing the capacity to pay the mortgage, or depending on credit card balance transfers just to maintain lifestyle.
It should be a known fact that accountability is a worldwide community effort, and should not be solely credited to the consumer. Other underlying factors are subtly involved, and preventing these circumstances from happening again is greatly possible. One good thing to understand the causes of the economic situation more clearly is the influence of marketing, media, and major financial institutions. It is important to understand how the media operates and the amount of money that companies spend on advertising. It is also very essential to know how credit card companies incessantly drive credit card applications to consumers, and how spending control is rarely, if ever, encouraged throughout our culture.
Everyone knows that every loan agent generates revenue from a car and home loan or a successful credit card application. This fact shows a blatant conflict of interest between how the loan and credit card companies encourage consumers, families, businesses, and households to manage their cash flow wisely and to control their spending. Most often the credit card company does not maintain an account balance: the cash owed from or paid to the issuing credit card company is actually held by a partner bank who temporarily loans the funds to the credit card holder until the credit card owner repays that bank. The credit card company profits each time the consumer makes a purchase by charging an interchange fee or merchant fee.
Moreover, the credit card company also benefits when the credit card owner fails to pay off their credit card debt each month. In such situations, the partner bank of the credit card company answers for the debt of the card holder putting the lender bank at risk. As a result, the bank’s capacity to loan money to other clients is reduced as paying the credit card company reduces the amount of cash in its vault or current assets. Definitely not everyone knows that the credit card company also generates additional revenue from interest fees and penalty charges until the credit card holder pays the full balance.
The relationship between the partner bank, the credit card company, and the consumer then becomes a triple conflict of interest. Media advertising through sponsorships and paid ads presents the most attractive benefits to the consumer market on behalf of the credit card company and consumer-driven shopping while failing to educate consumers about their own credit card spending and balance carry-overs and the related costs and impact to their financial well-being. Consumers are often lured by the power of advertising that they buy goods and take loans without taking into consideration the consequences it may bring. Advertising targeted to consumers rarely encourages a consumer to pay debt in full or on time. Such values and practices are seldom advertised. With the amount of advertising spent on convincing the consumers to purchase products on loan combined with the lack of encouragement to pay the bill or to spend within one’s means, it’s inevitable that both businesses and consumers would become engrossed in spending pattern based on max-credit without considering the consequences.
Our adult and younger generation come to believe that charging purchases on credit cards is an acceptable practices, even when in fact they do not actually have the money nor the monthly income to cover the debt. As a result, one of the largest, if not the largest traded commodity, ironically is debt.

Few are aware that throughout the term of a loan, be it a home, car, school, furniture, or otherwise, most often the loan bought are actually sold multiple times between private parties looking to receive the interest income on your loan. Those purchasing debt look for opportunity to financially gain at a later date from an indebted hardship. Take for instance the business of cashing checks and pay-day loans. Pay-day loan and check cashing institutions depend on lending money to individuals looking for quick access to cash, while the check cashing business benefit from that loan not being paid because it is secured by the debtor’s asset as collateral.
If a certain pattern is set by an individual repeatedly taking out pay-day loans, chances are his debt will eventually balloon without his knowing, as it is often compounded by interest that will somehow disable the debtor to pay off his debt. He will immediately be disqualified for another pay-day loan and will soon be a target for irate creditors. The check cashing business may sell this debt or hand the case over to a debt collection agency. The debt collection agency may further seek to collect from the individual or his family by accepting whatever form of payment including unencumbered personal assets. Debt collection agencies frequently monitor the income declared by an individual, and once they see that this individual will start generating revenue again, the debt collection agency will definitely pursue the debtor.

www.caradebitcard.com